Special enrollment ends November 15, 2023
A year of long-term care can cost more than the average American salary.
Take advantage of this special enrollment opportunity to offset long-term care costs when you need it—and support your loved ones after you’re gone.
LTC Insurance can save you from paying 100% out-of-pocket for future long-term care costs.
Don’t need long-term care during your lifetime? The death benefit is still available to your beneficiaries*.
For example, receive 4% per month, maximum 50 months with extension of benefits, of your life insurance amount for your LTC benefit*.
* The death benefit is reduced to one-third at age 70 or on the 15th policy year, whichever is later.
Your rate is based on the death benefit coverage amount, but you may receive up to double the original death benefit in long-term care coverage.
Trustmark® and LifeEvents® are registered trademarks of Trustmark Insurance Company. Underwriting conditions may vary and determine eligibility for the offer of insurance. Benefits, definitions, exclusions and limitations, naming conventions and availability may vary by state. For a list of disclosures, exclusions and limitations that may apply, visit www.trustmarksolutions.com/disclosures/UL. Universal life insurance underwritten by Trustmark Insurance Company, Lake Forest, Illinois, in NY it is underwritten by Trustmark Life Insurance Company of New York. 1*
In NY, the LTC Benefit is the Convalescent Care Benefit. The LTC Benefit is an acceleration of the death benefit and is not Long-Term Care Insurance (except in FL, LA and VA, where the LTC benefit is Long-Term Care Insurance.) It begins to pay after 90 days of confinement or services, and to qualify you must meet conditions of eligibility for benefits. The LTC benefits provided by this policy may not cover all of the policyholder’s LTC expenses. Pre-existing condition limitation may apply. Your policy will contain complete details. You should consult a financial advisor to determine if the long-term care benefits and the retirement benefits provided by this policy are right for you.
† Section References: LIMRA and Life Happens, 2017 Insurance Barometer Study. Windsor, CT.
Associated Press-NORC Center for Public Affairs Research. Long-Term Care in America: Expectations and Preferences for Care and Caregiving. Chicago, IL. 2016
Hayes, Tara O. and Kurtovic, Sarah. American Action Forum. The Ballooning Costs of Long-Term Care. 2020
LaPonsie, Maryalene. U.S.News. What Is a Good Monthly Retirement Income? 2023